Built to serve those who serve others.

Open your Shukur account in under 5 minutes with your UAE PASS and turn great service into recognition, rewards and better everyday banking.

Bank Account & Debit Card
Digital Tips & Recognition
Contactless Payments
Receive Your Salary
Send Money Anywhere
Zero Account Fees
AVAILABLE SOON ON
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The New Era of Digital Appreciation

Meet Shukur.

Great service deserves more. Too often, it gets less. Shukur changes that. One tap delivers instant appreciation, enabled by your Shukur bank account and debit card, powered by Ruya.

*terms and conditions apply

Reviews

Get recognised for great service. Customers can rate and review instantly. No awkward requests. No chasing feedback.

Tips

In a cashless world, make tipping feel personal again. With a simple tap, customers can tip instantly with no app needed.

Payments

All earnings, connected. From tips to payroll  in one bank account with debit card that provides full financial access and control.

Rewards

A community built on recognition and connection. Deliver exceptional service and unlock rewards that elevate workforces.

Real banking. Real inclusion.

Made for everyday service heroes.

Easy and instant digital sign up.

Open your account in minutes with just your UAE PASS and Emirates ID.

Banking that works as hard as you do.

Salary, tips, spending, transfers and remittances, all from one account.

Free everyday Mastercard debit card.

Spend online, in-store with contactless payments and enjoy *free ATM withdrawals

No minimum balance. No salary transfer required.

Your money. Your way. No barriers.

*Terms and conditions apply

LIFE WITH shukur IN THE UAE
Accepting Tips
Receiving Recognition
Career Growth
Everyday Banking

Before

A customer loves your service, but has no cash. The moment becomes awkward, and the tip is lost.

With Shukur

The customer taps your wristband to leave a tip. Instant notification. Instant recognition. No missed moments.

Before

You provide exceptional service, but the review goes to the business. Your manager may never know it was you who earned it.

With Shukur

Your great service is recognised and tied directly to you. Every review helps build your career.

Before

Great careers are built on moments of excellence, but too few are captured when they happen.

With Shukur

With Shukur, your best moments are captured as they happen, building a lasting reputation you can be proud of.

Before

Great service should lead to greater financial opportunity, not financial barriers.

With Shukur

Unlock real financial access. All earning connected in one bank account. Spend, send money home, and stay in control.

Giving Tips
Sharing Feedback
Managing Services
Community Engagement

Before

You want to tip great service, but have no cash. The moment fades, along with your thank you.

With Shukur

The fastest way to say thank you. A simple tap on their wristband sends a tip instantly. No app required.

Before

You want to praise specific staff members but traditional review systems only let you rate the business.

With Shukur

Your feedback goes directly to the people or teams who earned it. Simple. Personal. Meaningful.

Before

You rely on great service every day. Keeping track of the people behind it shouldn't be a hassle.

With Shukur

For the people you rely on, and the service you value. One app for every payment, tip and review.

Before

Supporting great service is often limited to a review or the cash in your pocket.

With Shukur

Join our Movement and engage with L.I.V.E. where great service is recognised, rewarded and celebrated.

Showing Appreciation
Instant Recognition
Tap to Tip
Amplify Moments

Before

As a visitor, showing your appreciation shouldn't require cash or another app.

With Shukur

One tap is all it takes. No local setup, no accounts to manage, no commitment beyond the moment.

Before

You experience great service, but you're on the go. "I'll do it later" rarely happens. Names fade. Details are forgotten.

With Shukur

One quick tap is all it takes to rate and leave a Google Review. Zero friction, just instant feedback.

Before

You want to leave a tip, but don't have the local currency. Finding cash takes time, and the moment is gone.

With Shukur

Wherever you're from, saying thank you is simple. Tap to tip using Apple, Google or Samsung Pay. No app required.

Before

You experience great service, but your social post doesn't always reach the people who earned it.

With Shukur

Tag Shukur socials and your moments become part of Shukur's community feed, celebrating great service.

Power Card Benefits

Tier
Coins Required
Points Multiplier
Exclusive Perks
Bronze
Low
1.5x points
Basic recognition and entry-level rewards
Silver
Medium
2.0x points
Enhanced visibility and improved earning potential
Gold
High
3.0x points
Premium rewards and exclusive platform features
Platinum
Very High
3.0x points
Maximum rewards, top recognition status, and elite benefits
THE shukur DIFFERENCE

Service Recognition
That Goes Further

Recognition, In the Moment

Instant appreciation when service happens.

Cashless Appreciation, Made Personal

Personal tipping without cash or friction.

Service That’s Seen and Valued

Recognition reaches the right people.

Financial Access, Unlocked

Bank account and debit card for inclusion.

A Culture That Celebrates Service

Elevating service into life-changing rewards.

Real benefits. Real impact. Built around you.

Earn up to 15% more

Recover earnings from missed tipping opportunities.

Get 3x more recognition

More ratings, reviews and appreciation in real time.

24/7 everyday banking

Access your salary, tips and money whenever you need it.

100% verified reviews

A  trusted reputation service score that follows you.

Interested in life with Shukur?

LEARN MORE
DOWNLOAD THE APP