Open your Shukur account in a few minutes with your UAE PASS and turn great service into recognition, rewards and simple everyday banking.
Great service deserves more. Too often, it gets less. Shukur changes that. One tap delivers instant appreciation, enabled by your Shukur bank account and debit card, powered by ruya.
*Terms and conditions apply
Get recognised for great service. Customers can rate and review instantly. No awkward requests. No chasing feedback.
Make tipping feel personal again. With a simple tap, customers can tip instantly with no app needed.
All earnings, connected. From tips to payroll in one bank account with debit card for full financial access and control.
A community built on recognition and connection. Deliver exceptional service and unlock rewards that elevate teams.
From front of house to teams behind the scenes, Shukur is for you.
You don’t need to receive tips or ratings to apply.
Apply digitally with your UAE PASS and Emirates ID, in a few simple steps.
Receive your earnings, manage everyday spending and make UAE bank transfers, all from one account.
Shop online, tap to pay in-store and enjoy free ATM withdrawals.*
Your money. Your way. No barriers.
*Terms and conditions apply
From payday to everyday spending.
Your account and debit card, with or without tips and reviews.
Your Mastercard debit card, provided by ruya. Ready for the way you spend.
Your Mastercard Platinum card brings benefits beyond everyday banking. Explore what’s available to you today.
See what changes for you and the people behind great service.
Appreciation, connected
A customer loves your service, but has no cash. The moment becomes awkward, and the tip is lost.
The customer taps your Shukur wristband to leave a digital tip. Instant notification. Instant recognition. No missed moments.
Great feedback reaches the business. The person behind that great service can be missed.
Customers can recognise the person who made their experience better, connecting their appreciation directly to your service.
The small things you do well are easy to forget after a busy shift. Your everyday effort can pass without a moment of recognition.
See the recognition you receive and celebrate the service you give. Keep the appreciation behind your work in view.
Managing earnings and everyday spending can feel disconnected. Keeping track of your money takes extra effort.
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Manage your money through an account and debit card provided by ruya, bringing your earnings and day-to-day banking into one place.
Appreciation, connected
Someone makes your day, but you have no cash to say thank you. A small gesture of appreciation gets put off or forgotten.
Use the Shukur experience to leave a digital tip for great service.
You want to recognise someone who gave you great service. Your feedback may never reach the person who deserves it.
Give feedback that helps the people behind the service feel seen.
Your service interactions, tips and feedback can feel disconnected. It is harder to keep appreciation connected to the experience.
Bring your service interactions, tips and feedback into a clearer everyday experience.
You see great service every day. The stories and people behind it can stay out of view.
Discover people, moments and community updates through Shukur L.I.V.E..
Features depend on the participating business’s Shukur setup. Supported payment methods and applicable terms apply.
Appreciation, connected
Someone makes your visit special. You want a simple way to show your appreciation while you are here.
Discover a simple way to appreciate the service that makes your visit special.
A great experience is fresh in your mind. Once you move on, the chance to leave feedback can be forgotten.
Leave feedback while your experience is still fresh.
You want to leave a tip, but do not have cash to hand. Great service can go without the thank you you intended.
Use the available digital tipping methods. Supported payment methods and terms apply.
You experience service worth talking about. That moment may stay with you alone.
Discover how to share appreciation with the Shukur community. Consent and community guidelines apply.
Use the available digital tipping methods at participating businesses. Supported payment methods, consent and community guidelines apply.
Your tips, recognition and everyday essentials. Connected around you.
See the appreciation customers leave for the service you give.
A simple way for customers to say thank you, even without cash.
Track your tips, ratings and customer feedback over time in the Shukur app.
Your account and debit card, provided by ruya. Your earnings, together.
Schedule payments and recharge your mobile. International transfers are coming soon.
People, stories and updates that celebrate great service on Shukur L.I.V.E.
Workplace tips and ratings are activated after your participating employer invites you and your device is connected.
Recover earnings from missed tipping opportunities.
More ratings, reviews and appreciation in real time.
Access your salary, tips and money whenever you need it.
Feedback linked to real customer tipping interactions.
Be part of the Shukur movement. Meet the people behind great service, share your story and celebrate one another. Shukur L.I.V.E. brings our community together through recognition, connection and rewards.
Explore Shukur L.I.V.E.
Start with everyday banking.
Follow steps 2 to 4 if you also want workplace tips and ratings.
STEP 1Start your Shukur registration and follow the account setup steps.
STEP 2Accept the invitation from your employer once they have joined Shukur Business.
STEP 3Follow the setup instructions to connect your Shukur wristband or device.
STEP 4Once activated, start receiving customer tips and ratings, and see them in your app.
Your employer needs to join Shukur Business and invite you before workplace tips and ratings can be activated. Banking services are provided by ruya. Account opening is subject to approval.
From receiving tips and opening your account to making payments, Shukur brings more of what you need together in one simple experience.
Your account and debit card, provided by ruya.
Easy sign-up
Everyday spending
Mobile recharge
Card payments
Yes. You can apply for a Shukur account and debit card for everyday banking, including receiving your salary through WPS. Tips and reviews are optional. Your employer only needs to join Shukur Business if you want workplace tips and ratings. Account opening is subject to ruya’s approval.
You’ll need to be at least 18 to open your Shukur account, provided by our banking partner, ruya.
Start your Shukur registration and follow the setup instructions. You’ll use your UAE PASS and Emirates ID for the account application. Account opening is subject to ruya’s approval.
Your bank account and debit card are provided by ruya. Shukur brings your tips, recognition and everyday banking together in one connected experience.
Open My Tips or My Ratings in the Shukur app to see your activity, track your progress and read customer feedback.
Use your debit card, receive salary and tips, make UAE bank transfers, schedule payments and recharge your mobile. International remittances are coming very soon.
Visit Explore your benefits to see the offers available to eligible cardholders. Partner eligibility, availability and terms apply.
Review the applicable fees and terms during registration and in the account documents provided by ruya.
Visit our Knowledge Centre for more answers and guidance.
Have a question? Email us or call 600 520 201.
Bring your tips, recognition and everyday banking together with Shukur.
Get startedWorkplace tips and ratings require an invitation from your participating employer. Banking services are provided by ruya. Account opening is subject to approval.
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